HOW HEALTHY IS THIS BANK?
Stillman BancCorp N.A.
- Troubled asset ratio, June 2009 12.4
- National median, June 2009 13.0
- Troubled asset ratio, March 2009 13.1
- National median, March 2009 11.7
- Troubled asset ratio, Dec. 2008 11.6
- National median, Dec. 2008 9.9
- Troubled asset ratio, June 2008 12.7
- National median, June 2008 7.0
- Troubled asset ratio, March 2008 12.5
- National median, March 2008 6.0
- Troubled asset ratio, Dec. 2007 10.6
- National median, Dec. 2007 5.0
Financial details for Stillman BancCorp N.A.
Line item
Assets
Deposits
Loans
Loan loss provision
Profit
Capital
Reserves
Loans 90 days or more past due
Non-accruing loans
Other real estate owned
Capital plus reserves
Total troubled assets
June 30, 2008
$312,418,000
$264,166,000
$153,946,000
$120,000
$1,121,000
$34,171,000
$2,087,000
$1,382,000
$2,723,000
$503,000
$36,258,000
$4,608,000
June 30, 2009
$323,638,000
$275,034,000
$157,271,000
$320,000
$1,827,000
$35,556,000
$2,507,000
$63,000
$4,180,000
$484,000
$38,063,000
$4,727,000
Note: The Federal Deposit Insurance Corp. insures deposit accounts up to $250,000. The "troubled asset ratio" is not an FDIC statistic. It is derived by adding the amounts of loans past due 90 days or more, loans in non-accrual status and other real estate owned (primarily properties obtained through foreclosure) and dividing that amount by the bank's capital and loan loss reserves. It is reported as a percentage. For example, a bank with $100,000 in "troubled assets" and $1,000,000 in capital would have a "troubled asset ratio" of 10 percent. For a fuller explanation, see our methodology.
