Each quarter the Federal Deposit Insurance Corp. requires every bank in the nation to submit detailed reports about its financial condition. This data is public. The Investigative Reporting Workshop downloads the data files from the FDIC website to extract several key variables of bank performance.
Latest Update: June 30, 2022
- Total banks
- Total deposits
- 19.6 trillion
- 11.6 trillion
- Total Assets
- 23.8 trillion
- Total troubled assets
- 70.3 billion
- Banks with TAR > 100
This is the number of banks reporting quarterly results to the FDIC. It has been steadily declining for decades as the industry is increasingly dominated by large institutions.
The amount of money consumers, businesses, and governments have in accounts in the bank.
Includes mortgages, loans to businesses, credit cards, and other types of lending. The Workshop uses “net loans,” which deducts “loan loss reserves” from total loans.
The value of everything the bank owns, including loans to consumers and investments in securities.
Includes loans 90 days or more past due, loans that are no longer accruing interest on the bank’s books, and property the bank has repossessed for nonpayment. The Workshop adjusts this amount to deduct loans that have full or partial government guarantees.
TAR is the Troubled Asset Ratio, as calculated by the Workshop. It is the amount of capital divided by the amount of troubled assets. Lower ratios indicate a stronger bank.
From fire to prison
East Texas bank president stole $11 million with fake loans — one of the biggest frauds in Texas history. Now she and the bank's former vice-president are going to prison.
Fake loans and fire
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A banking mystery
State regulators shuttered a local bank in rural Texas last month citing “insider abuse and fraud by former officers,” but the exact cause of the bank’s failure remains a mystery.
Handful of banks cling to TARP
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Big banks grow, every state hit hard since recession
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Smaller banks rebound more slowly
The latest data from the Federal Deposit Insurance Corp. shows that the nation’s banks continue to recover from the financial crisis, reporting stronger earnings and increasing loan volume. But an analysis by the Investigative Reporting Workshop shows that for the vast majority of banks — those with less than $1 billion in assets — profits …
Reshaped banking industry emerges from crisis
Five years ago last week Bear Stearns, then one of the nation’s largest brokerage houses, told the Federal Reserve it was out of money. Despite a $12.9 billion emergency loan from the Fed, within two days Bear Stearns was forced to merge with JP Morgan Chase — a deal facilitated with a $29 billion loan …
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More money, fewer banks
Compared with Sept. 30, 2011, an analysis of quarterly banking results by the Investigative Reporting Workshop shows: Loans increased to $7.44 trillion, up 3.9 percent from $7.16 trillion. However, total lending remains below the peak of $7.85 trillion in the second quarter of 2008. Troubled assets (a combination of nonperforming loans and the value of …