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CITIZENS STATE BANK OF LULING

Luling, TX

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$71,986,000
Deposits
$60,827,000
Loans
$56,635,000
Loan Loss Provision
$175,000
Profit
$582,000
Capital
$11,099,000
Reserves
$1,143,000
Past Due 90 Days
$11,000
Nonaccrual
$50,000
Other Real Estate Owned
$0
Capital Plus Reserves
$12,242,000
Total Troubled Assets
$61,000
Troubled Asset Ratio
0.50

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $71,986,000 $60,827,000 $56,635,000 $582,000 $12,242,000 $61,000 0.50
2019 $74,071,000 $63,405,000 $57,928,000 $624,000 $11,539,000 $64,000 0.55
2018 $64,956,000 $54,482,000 $56,296,000 $643,000 $11,121,000 $57,000 0.51
2016 $65,061,000 $57,033,000 $50,067,000 $309,000 $8,581,000 $0 0
2015 $65,938,000 $58,196,000 $49,957,000 $439,000 $8,197,000 $57,000 0.70