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CENTRAL SAVINGS BANK

Sault Sainte Mar, MI

Latest Health Report

Latest Update: March 31, 2021

Assets
$355,732,000
Deposits
$321,032,000
Loans
$190,882,000
Loan Loss Provision
$155,000
Profit
$998,000
Capital
$32,432,000
Reserves
$3,474,000
Past Due 90 Days
$134,000
Nonaccrual
$801,000
Other Real Estate Owned
$288,000
Capital Plus Reserves
$35,906,000
Total Troubled Assets
$1,223,000
Troubled Asset Ratio
3.41

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $328,036,000 $293,226,000 $178,879,000 $3,162,000 $34,733,000 $1,236,000 3.56
2019 $261,739,000 $226,453,000 $155,876,000 $3,387,000 $34,812,000 $7,567,000 21.74
2018 $250,470,000 $215,913,000 $150,547,000 $3,190,000 $35,046,000 $4,498,000 12.83
2016 $258,769,000 $226,459,000 $140,617,000 $2,086,000 $32,356,000 $6,722,000 20.78
2015 $246,096,000 $214,594,000 $135,332,000 $1,973,000 $31,067,000 $9,241,000 29.75