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CENTRAL SAVINGS BANK

Sault Sainte Mar, MI

Latest Health Report

Latest Update: June 30, 2022

Assets
$406,637,000
Deposits
$377,520,000
Loans
$195,036,000
Loan Loss Provision
$ 0
Profit
$2,451,000
Capital
$34,081,000
Reserves
$4,290,000
Past Due 90 Days
$ 229,000
Nonaccrual
$4,538,000
Other Real Estate Owned
$0
Capital Plus Reserves
$ 38,371,000
Total Troubled Assets
$ 4,767,000
Troubled Asset Ratio
12.42

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $401,733,000 $368,623,000 $186,570,000 $4,747,000 $ 36,325,000 $ 270,000 0.74
2020 $328,036,000 $293,226,000 $178,879,000 $3,162,000 $ 34,733,000 $ 1,236,000 3.56
2019 $261,739,000 $226,453,000 $155,876,000 $3,387,000 $ 34,812,000 $ 7,567,000 21.74
2018 $250,470,000 $215,913,000 $150,547,000 $3,190,000 $ 35,046,000 $ 4,498,000 12.83
2016 $258,769,000 $226,459,000 $140,617,000 $2,086,000 $ 32,356,000 $ 6,722,000 20.78