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FIRST NATIONAL BANK OF SCOTIA

Scotia, NY

Latest Health Report

Latest Update: March 31, 2021

Assets
$649,542,000
Deposits
$597,130,000
Loans
$428,043,000
Loan Loss Provision
$300,000
Profit
$1,130,000
Capital
$44,252,000
Reserves
$5,660,000
Past Due 90 Days
$597,000
Nonaccrual
$740,000
Other Real Estate Owned
$0
Capital Plus Reserves
$49,912,000
Total Troubled Assets
$1,337,000
Troubled Asset Ratio
2.68

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $596,844,000 $544,875,000 $426,194,000 $3,217,000 $49,307,000 $1,202,000 2.44
2019 $483,117,000 $435,170,000 $409,299,000 $3,430,000 $46,544,000 $1,060,000 2.28
2018 $474,407,000 $431,035,000 $411,138,000 $2,804,000 $44,257,000 $2,461,000 5.56
2016 $448,676,000 $403,811,000 $390,567,000 $2,061,000 $40,803,000 $1,976,000 4.84
2015 $439,588,000 $395,814,000 $379,325,000 $2,170,000 $40,027,000 $1,448,000 3.62