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CHARIS BANK

Justin, TX

Latest Health Report

Latest Update: March 31, 2021

Assets
$201,985,000
Deposits
$169,215,000
Loans
$127,072,000
Loan Loss Provision
$76,000
Profit
$394,000
Capital
$27,603,000
Reserves
$1,302,000
Past Due 90 Days
$150,000
Nonaccrual
$0
Other Real Estate Owned
$1,649,000
Capital Plus Reserves
$28,905,000
Total Troubled Assets
$1,799,000
Troubled Asset Ratio
6.22

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $184,085,000 $151,572,000 $121,389,000 $-1,505,000 $28,364,000 $1,649,000 5.81
2019 $111,340,000 $77,089,000 $51,152,000 $-952,000 $28,767,000 $1,928,000 6.70
2018 $96,002,000 $71,539,000 $52,526,000 $0 $19,360,000 $2,105,000 10.87