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CITIZENS FIRST BANK

Viroqua, WI

Latest Health Report

Latest Update: March 31, 2021

Assets
$263,789,000
Deposits
$227,798,000
Loans
$171,165,000
Loan Loss Provision
$60,000
Profit
$1,680,000
Capital
$28,102,000
Reserves
$3,076,000
Past Due 90 Days
$1,000
Nonaccrual
$1,628,000
Other Real Estate Owned
$785,000
Capital Plus Reserves
$31,178,000
Total Troubled Assets
$2,414,000
Troubled Asset Ratio
7.74

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $259,497,000 $224,749,000 $170,965,000 $3,743,000 $29,433,000 $2,460,000 8.36
2019 $222,774,000 $186,486,000 $163,324,000 $2,842,000 $26,886,000 $2,763,000 10.28
2018 $211,073,000 $163,290,000 $158,386,000 $2,726,000 $25,683,000 $3,415,000 13.30
2016 $186,338,000 $161,120,000 $138,357,000 $2,266,000 $22,142,000 $4,417,000 19.95
2015 $176,070,000 $152,013,000 $126,965,000 $1,938,000 $21,456,000 $5,333,000 24.86