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FIRST COMMUNITY BANK

Harbor Springs, MI

Latest Health Report

Latest Update: March 31, 2021

Assets
$421,630,000
Deposits
$372,448,000
Loans
$288,281,000
Loan Loss Provision
$0
Profit
$1,536,000
Capital
$33,016,000
Reserves
$3,324,000
Past Due 90 Days
$80,000
Nonaccrual
$78,000
Other Real Estate Owned
$0
Capital Plus Reserves
$36,340,000
Total Troubled Assets
$158,000
Troubled Asset Ratio
0.43

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $379,627,000 $330,042,000 $271,067,000 $5,514,000 $36,396,000 $159,000 0.44
2019 $312,284,000 $265,820,000 $259,328,000 $5,037,000 $33,486,000 $290,000 0.87
2018 $312,256,000 $265,637,000 $260,397,000 $4,253,000 $32,261,000 $558,000 1.73
2016 $263,423,000 $223,045,000 $218,475,000 $4,320,000 $30,626,000 $1,422,000 4.64
2015 $272,664,000 $221,215,000 $224,878,000 $3,872,000 $30,309,000 $3,821,000 12.61