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FARMERS AND MERCHANTS BANK

Lafayette, AL

Latest Health Report

Latest Update: June 30, 2022

Assets
$264,014,000
Deposits
$249,160,000
Loans
$79,950,000
Loan Loss Provision
$ 50,000
Profit
$1,372,000
Capital
$27,727,000
Reserves
$979,000
Past Due 90 Days
$ 21,000
Nonaccrual
$163,000
Other Real Estate Owned
$676,000
Capital Plus Reserves
$ 28,706,000
Total Troubled Assets
$ 860,000
Troubled Asset Ratio
3.00

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $260,888,000 $231,638,000 $79,045,000 $2,672,000 $ 27,340,000 $ 1,419,000 5.19
2020 $214,737,000 $184,852,000 $76,729,000 $2,349,000 $ 25,565,000 $ 535,000 2.09
2019 $171,311,000 $145,801,000 $67,105,000 $1,995,000 $ 23,928,000 $ 1,383,000 5.78
2018 $165,268,000 $142,428,000 $60,031,000 $1,849,000 $ 22,511,000 $ 515,000 2.29
2016 $144,407,000 $123,838,000 $48,405,000 $1,321,000 $ 20,282,000 $ 717,000 3.54