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THE CITIZENS NATIONAL BANK OF HAMMOND

Hammond, NY

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$27,850,000
Deposits
$25,350,000
Loans
$16,559,000
Loan Loss Provision
$12,000
Profit
$137,000
Capital
$2,304,000
Reserves
$86,000
Past Due 90 Days
$0
Nonaccrual
$124,000
Other Real Estate Owned
$33,000
Capital Plus Reserves
$2,390,000
Total Troubled Assets
$157,000
Troubled Asset Ratio
6.57

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $27,850,000 $25,350,000 $16,559,000 $137,000 $2,390,000 $157,000 6.57
2019 $23,375,000 $21,077,000 $15,979,000 $183,000 $2,287,000 $251,000 10.98
2018 $23,329,000 $21,309,000 $14,207,000 $143,000 $2,155,000 $275,000 12.76
2016 $22,687,000 $20,762,000 $12,516,000 $80,000 $2,005,000 $165,000 8.23
2015 $20,359,000 $18,355,000 $11,802,000 $96,000 $1,958,000 $269,000 13.74