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F & M BANK AND TRUST COMPANY

Manchester, GA

Latest Health Report

Latest Update: June 30, 2022

Assets
$83,154,000
Deposits
$80,030,000
Loans
$42,338,000
Loan Loss Provision
$ 0
Profit
$84,000
Capital
$4,354,000
Reserves
$540,000
Past Due 90 Days
$ 0
Nonaccrual
$457,000
Other Real Estate Owned
$457,000
Capital Plus Reserves
$ 4,894,000
Total Troubled Assets
$ 914,000
Troubled Asset Ratio
18.68

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $83,504,000 $79,220,000 $41,490,000 $610,000 $ 4,809,000 $ 987,000 20.52
2020 $77,591,000 $71,440,000 $48,927,000 $197,000 $ 4,174,000 $ 994,000 23.81
2019 $68,883,000 $62,721,000 $44,525,000 $35,000 $ 3,893,000 $ 2,229,000 57.26
2018 $68,078,000 $60,251,000 $44,832,000 $-188,000 $ 3,987,000 $ 2,768,000 69.43