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F & M BANK AND TRUST COMPANY

Manchester, GA

Latest Health Report

Latest Update: June 30, 2020

Assets
$81,202,000
Deposits
$73,996,000
Loans
$58,994,000
Loan Loss Provision
$0
Profit
$62,000
Capital
$3,499,000
Reserves
$429,000
Past Due 90 Days
$0
Nonaccrual
$399,000
Other Real Estate Owned
$953,000
Capital Plus Reserves
$3,928,000
Total Troubled Assets
$1,352,000
Troubled Asset Ratio
34.42

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 $68,883,000 $62,721,000 $44,525,000 $35,000 $3,893,000 $2,229,000 57.26
2018 $68,078,000 $60,251,000 $44,832,000 $-188,000 $3,987,000 $2,768,000 69.43