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F & M BANK AND TRUST COMPANY

Manchester, GA

Latest Health Report

Latest Update: Sept. 30, 2020

Assets
$81,515,000
Deposits
$73,392,000
Loans
$59,959,000
Loan Loss Provision
$16,000
Profit
$67,000
Capital
$3,530,000
Reserves
$453,000
Past Due 90 Days
$0
Nonaccrual
$310,000
Other Real Estate Owned
$1,005,000
Capital Plus Reserves
$3,983,000
Total Troubled Assets
$1,315,000
Troubled Asset Ratio
33.02

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 $68,883,000 $62,721,000 $44,525,000 $35,000 $3,893,000 $2,229,000 57.26
2018 $68,078,000 $60,251,000 $44,832,000 $-188,000 $3,987,000 $2,768,000 69.43