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F & M BANK AND TRUST COMPANY

Manchester, GA

Latest Health Report

Latest Update: March 31, 2021

Assets
$80,438,000
Deposits
$75,180,000
Loans
$53,664,000
Loan Loss Provision
$0
Profit
$121,000
Capital
$3,781,000
Reserves
$520,000
Past Due 90 Days
$109,000
Nonaccrual
$305,000
Other Real Estate Owned
$582,000
Capital Plus Reserves
$4,301,000
Total Troubled Assets
$996,000
Troubled Asset Ratio
23.16

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $77,591,000 $71,440,000 $48,927,000 $197,000 $4,174,000 $994,000 23.81
2019 $68,883,000 $62,721,000 $44,525,000 $35,000 $3,893,000 $2,229,000 57.26
2018 $68,078,000 $60,251,000 $44,832,000 $-188,000 $3,987,000 $2,768,000 69.43