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OCONEE STATE BANK

Watkinsville, GA

Latest Health Report

Latest Update: March 31, 2021

Assets
$515,938,000
Deposits
$470,660,000
Loans
$336,072,000
Loan Loss Provision
$235,000
Profit
$963,000
Capital
$42,991,000
Reserves
$4,304,000
Past Due 90 Days
$0
Nonaccrual
$5,973,000
Other Real Estate Owned
$0
Capital Plus Reserves
$47,295,000
Total Troubled Assets
$5,973,000
Troubled Asset Ratio
12.63

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $494,423,000 $448,287,000 $325,977,000 $2,145,000 $46,665,000 $6,053,000 12.97
2019 $399,522,000 $361,598,000 $250,344,000 $3,833,000 $38,092,000 $6,465,000 16.97
2018 $349,811,000 $318,528,000 $222,548,000 $1,755,000 $34,498,000 $692,000 2.01
2016 $335,397,000 $306,617,000 $144,599,000 $2,521,000 $31,332,000 $908,000 2.90
2015 $298,588,000 $269,705,000 $138,687,000 $1,951,000 $28,578,000 $929,000 3.25