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CITIZENS BANK OF THE SOUTH

Sandersville, GA

Latest Health Report

Latest Update: June 30, 2022

Assets
$334,539,000
Deposits
$301,776,000
Loans
$196,068,000
Loan Loss Provision
$ 115,000
Profit
$1,199,000
Capital
$34,301,000
Reserves
$2,897,000
Past Due 90 Days
$ 0
Nonaccrual
$407,000
Other Real Estate Owned
$0
Capital Plus Reserves
$ 37,198,000
Total Troubled Assets
$ 407,000
Troubled Asset Ratio
1.09

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $325,084,000 $291,273,000 $196,182,000 $2,805,000 $ 35,859,000 $ 1,028,000 2.87
2020 $292,487,000 $260,635,000 $202,833,000 $2,603,000 $ 34,222,000 $ 1,227,000 3.59
2019 $258,678,000 $228,250,000 $186,032,000 $2,549,000 $ 31,850,000 $ 1,580,000 4.96
2018 $245,281,000 $217,076,000 $175,800,000 $2,298,000 $ 29,847,000 $ 1,503,000 5.04
2016 $225,208,000 $184,856,000 $152,727,000 $1,541,000 $ 26,763,000 $ 2,351,000 8.78