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HERITAGE FIRST BANK

Rome, GA

Latest Health Report

Latest Update: March 31, 2021

Assets
$191,676,000
Deposits
$173,055,000
Loans
$117,142,000
Loan Loss Provision
$45,000
Profit
$574,000
Capital
$17,154,000
Reserves
$1,514,000
Past Due 90 Days
$0
Nonaccrual
$1,059,000
Other Real Estate Owned
$61,000
Capital Plus Reserves
$18,668,000
Total Troubled Assets
$1,120,000
Troubled Asset Ratio
6.00

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $174,692,000 $156,521,000 $120,661,000 $1,207,000 $18,546,000 $1,758,000 9.48
2019 $147,712,000 $131,081,000 $118,173,000 $1,437,000 $17,241,000 $2,411,000 13.98
2018 $133,500,000 $117,581,000 $109,344,000 $938,000 $15,605,000 $1,156,000 7.41
2016 $121,788,000 $108,474,000 $100,326,000 $457,000 $13,354,000 $724,000 5.42
2015 $103,561,000 $91,424,000 $79,605,000 $254,000 $12,657,000 $791,000 6.25