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CROSSROADS BANK

Effingham, IL

Latest Health Report

Latest Update: June 30, 2022

Assets
$211,740,000
Deposits
$186,070,000
Loans
$131,836,000
Loan Loss Provision
$ 0
Profit
$1,457,000
Capital
$30,481,000
Reserves
$1,227,000
Past Due 90 Days
$ 0
Nonaccrual
$55,000
Other Real Estate Owned
$0
Capital Plus Reserves
$ 31,708,000
Total Troubled Assets
$ 55,000
Troubled Asset Ratio
0.17

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $225,596,000 $187,929,000 $134,263,000 $3,048,000 $ 30,412,000 $ 20,000 0.07
2020 $202,834,000 $163,592,000 $132,660,000 $2,577,000 $ 28,034,000 $ 53,000 0.19
2019 $177,625,000 $149,658,000 $122,309,000 $2,302,000 $ 26,138,000 $ 14,000 0.05
2018 $167,266,000 $139,202,000 $123,004,000 $2,196,000 $ 24,478,000 $ 25,000 0.10