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CROSSROADS BANK

Effingham, IL

Latest Health Report

Latest Update: March 31, 2021

Assets
$208,137,000
Deposits
$172,786,000
Loans
$132,732,000
Loan Loss Provision
$30,000
Profit
$844,000
Capital
$27,703,000
Reserves
$1,206,000
Past Due 90 Days
$53,000
Nonaccrual
$1,399,000
Other Real Estate Owned
$0
Capital Plus Reserves
$28,909,000
Total Troubled Assets
$1,452,000
Troubled Asset Ratio
5.02

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $202,834,000 $163,592,000 $132,660,000 $2,577,000 $28,034,000 $53,000 0.19
2019 $177,625,000 $149,658,000 $122,309,000 $2,302,000 $26,138,000 $14,000 0.05
2018 $167,266,000 $139,202,000 $123,004,000 $2,196,000 $24,478,000 $25,000 0.10