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CITIZENS STATE BANK

Vernon, AL

Latest Health Report

Latest Update: March 31, 2021

Assets
$83,077,000
Deposits
$58,021,000
Loans
$26,427,000
Loan Loss Provision
$0
Profit
$174,000
Capital
$10,868,000
Reserves
$385,000
Past Due 90 Days
$58,000
Nonaccrual
$0
Other Real Estate Owned
$0
Capital Plus Reserves
$11,253,000
Total Troubled Assets
$58,000
Troubled Asset Ratio
0.52

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $82,919,000 $57,242,000 $28,130,000 $700,000 $11,166,000 $196,000 1.76
2019 $72,082,000 $46,907,000 $26,034,000 $789,000 $11,113,000 $67,000 0.60
2018 $70,351,000 $45,649,000 $23,960,000 $775,000 $11,433,000 $280,000 2.45
2016 $76,288,000 $55,603,000 $21,133,000 $-142,000 $10,186,000 $537,000 5.27
2015 $81,689,000 $60,116,000 $22,948,000 $689,000 $11,050,000 $2,398,000 21.70