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CITIZENS STATE BANK

Vernon, AL

Latest Health Report

Latest Update: June 30, 2022

Assets
$81,302,000
Deposits
$61,815,000
Loans
$25,915,000
Loan Loss Provision
$ 0
Profit
$375,000
Capital
$11,202,000
Reserves
$402,000
Past Due 90 Days
$ 23,000
Nonaccrual
$0
Other Real Estate Owned
$0
Capital Plus Reserves
$ 11,604,000
Total Troubled Assets
$ 23,000
Troubled Asset Ratio
0.20

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $88,820,000 $63,557,000 $26,959,000 $709,000 $ 11,615,000 $ 20,000 0.17
2020 $82,919,000 $57,242,000 $28,130,000 $700,000 $ 11,166,000 $ 196,000 1.76
2019 $72,082,000 $46,907,000 $26,034,000 $789,000 $ 11,113,000 $ 67,000 0.60
2018 $70,351,000 $45,649,000 $23,960,000 $775,000 $ 11,433,000 $ 280,000 2.45
2016 $76,288,000 $55,603,000 $21,133,000 $-142,000 $ 10,186,000 $ 537,000 5.27