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CITIZENS BANK OF MORGANTOWN, INC.

Morgantown, WV

Latest Health Report

Latest Update: March 31, 2021

Assets
$46,684,000
Deposits
$36,842,000
Loans
$35,901,000
Loan Loss Provision
$40,000
Profit
$224,000
Capital
$7,913,000
Reserves
$691,000
Past Due 90 Days
$0
Nonaccrual
$255,000
Other Real Estate Owned
$38,000
Capital Plus Reserves
$8,604,000
Total Troubled Assets
$293,000
Troubled Asset Ratio
3.41

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $41,910,000 $32,317,000 $29,985,000 $288,000 $8,341,000 $286,000 3.43
2019 $37,882,000 $25,312,000 $23,552,000 $314,000 $7,919,000 $188,000 2.37
2018 $37,311,000 $23,699,000 $22,372,000 $249,000 $7,570,000 $877,000 11.59
2016 $35,957,000 $23,362,000 $22,296,000 $321,000 $7,020,000 $159,000 2.26
2015 $35,896,000 $21,456,000 $21,988,000 $315,000 $6,692,000 $156,000 2.33