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CITIZENS BANK OF MORGANTOWN, INC.

Morgantown, WV

Latest Health Report

Latest Update: June 30, 2022

Assets
$49,512,000
Deposits
$38,759,000
Loans
$33,924,000
Loan Loss Provision
$ 8,000
Profit
$154,000
Capital
$8,357,000
Reserves
$724,000
Past Due 90 Days
$ 0
Nonaccrual
$45,000
Other Real Estate Owned
$60,000
Capital Plus Reserves
$ 9,081,000
Total Troubled Assets
$ 105,000
Troubled Asset Ratio
1.16

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $49,102,000 $40,087,000 $33,505,000 $593,000 $ 8,945,000 $ 128,000 1.43
2020 $41,910,000 $32,317,000 $29,985,000 $288,000 $ 8,341,000 $ 286,000 3.43
2019 $37,882,000 $25,312,000 $23,552,000 $314,000 $ 7,919,000 $ 188,000 2.37
2018 $37,311,000 $23,699,000 $22,372,000 $249,000 $ 7,570,000 $ 877,000 11.59
2016 $35,957,000 $23,362,000 $22,296,000 $321,000 $ 7,020,000 $ 159,000 2.26