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THE CITIZENS NATIONAL BANK OF SOMERSET

Somerset, KY

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$546,901,000
Deposits
$445,245,000
Loans
$271,415,000
Loan Loss Provision
$720,000
Profit
$7,448,000
Capital
$48,473,000
Reserves
$3,671,000
Past Due 90 Days
$301,000
Nonaccrual
$1,343,000
Other Real Estate Owned
$2,444,000
Capital Plus Reserves
$52,144,000
Total Troubled Assets
$4,088,000
Troubled Asset Ratio
7.84

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $546,901,000 $445,245,000 $271,415,000 $7,448,000 $52,144,000 $4,088,000 7.84
2019 $445,149,000 $363,053,000 $249,426,000 $6,057,000 $48,852,000 $5,225,000 10.70
2018 $405,897,000 $334,946,000 $242,975,000 $5,797,000 $46,969,000 $4,666,000 9.93
2016 $387,951,000 $318,728,000 $241,956,000 $5,031,000 $45,538,000 $7,420,000 16.29
2015 $381,394,000 $315,769,000 $219,043,000 $4,749,000 $44,553,000 $8,657,000 19.43