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FIRST & FARMERS NATIONAL BANK, INC.

Somerset, KY

Latest Health Report

Latest Update: June 30, 2022

Assets
$628,346,000
Deposits
$544,537,000
Loans
$361,602,000
Loan Loss Provision
$ 100,000
Profit
$2,653,000
Capital
$65,269,000
Reserves
$5,498,000
Past Due 90 Days
$ 429,000
Nonaccrual
$336,000
Other Real Estate Owned
$0
Capital Plus Reserves
$ 70,767,000
Total Troubled Assets
$ 765,000
Troubled Asset Ratio
1.08

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $630,535,000 $542,151,000 $349,441,000 $6,859,000 $ 69,035,000 $ 500,000 0.72
2020 $568,730,000 $478,859,000 $338,995,000 $4,560,000 $ 64,822,000 $ 1,157,000 1.78
2019 $521,867,000 $433,588,000 $303,938,000 $3,204,000 $ 60,504,000 $ 2,177,000 3.60
2018 $510,867,000 $424,066,000 $302,888,000 $5,297,000 $ 57,814,000 $ 2,261,000 3.91
2016 $491,126,000 $409,476,000 $269,486,000 $5,009,000 $ 55,912,000 $ 1,739,000 3.11