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OUR COMMUNITY BANK

Spencer, IN

Latest Health Report

Latest Update: March 31, 2021

Assets
$74,939,000
Deposits
$59,413,000
Loans
$47,830,000
Loan Loss Provision
$10,000
Profit
$130,000
Capital
$7,738,000
Reserves
$542,000
Past Due 90 Days
$73,000
Nonaccrual
$357,000
Other Real Estate Owned
$15,000
Capital Plus Reserves
$8,280,000
Total Troubled Assets
$445,000
Troubled Asset Ratio
5.37

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $70,578,000 $55,057,000 $50,401,000 $-390,000 $8,254,000 $449,000 5.44
2019 $72,703,000 $53,319,000 $53,687,000 $485,000 $8,980,000 $511,000 5.69
2018 $72,394,000 $54,402,000 $52,271,000 $172,000 $8,790,000 $1,403,000 15.96
2016 $64,631,000 $45,854,000 $44,602,000 $386,000 $8,688,000 $749,000 8.62
2015 $62,911,000 $44,643,000 $43,991,000 $390,000 $8,568,000 $1,212,000 14.15