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OUR COMMUNITY BANK

Spencer, IN

Latest Health Report

Latest Update: June 30, 2020

Assets
$73,660,000
Deposits
$56,349,000
Loans
$51,833,000
Loan Loss Provision
$30,000
Profit
$187,000
Capital
$8,477,000
Reserves
$521,000
Past Due 90 Days
$271,000
Nonaccrual
$163,000
Other Real Estate Owned
$14,000
Capital Plus Reserves
$8,998,000
Total Troubled Assets
$448,000
Troubled Asset Ratio
4.98

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 $72,703,000 $53,319,000 $53,687,000 $485,000 $8,980,000 $511,000 5.69
2018 $72,394,000 $54,402,000 $52,271,000 $172,000 $8,790,000 $1,403,000 15.96
2016 $64,631,000 $45,854,000 $44,602,000 $386,000 $8,688,000 $749,000 8.62
2015 $62,911,000 $44,643,000 $43,991,000 $390,000 $8,568,000 $1,212,000 14.15
2014 $64,804,000 $47,247,000 $46,309,000 $356,000 $8,800,000 $1,316,000 14.95