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EDGEWATER BANK

Saint Joseph, MI

Latest Health Report

Latest Update: March 31, 2021

Assets
$233,597,000
Deposits
$206,778,000
Loans
$152,799,000
Loan Loss Provision
$105,000
Profit
$508,000
Capital
$19,713,000
Reserves
$2,029,000
Past Due 90 Days
$705,000
Nonaccrual
$1,165,000
Other Real Estate Owned
$0
Capital Plus Reserves
$21,742,000
Total Troubled Assets
$1,870,000
Troubled Asset Ratio
8.60

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $221,708,000 $195,442,000 $166,794,000 $1,940,000 $20,843,000 $1,323,000 6.35
2019 $186,113,000 $152,720,000 $158,159,000 $1,441,000 $17,882,000 $1,770,000 9.90
2018 $169,981,000 $144,667,000 $126,941,000 $1,464,000 $16,779,000 $791,000 4.71
2016 $152,212,000 $127,806,000 $122,936,000 $450,000 $14,331,000 $1,282,000 8.95
2015 $135,349,000 $114,309,000 $106,955,000 $362,000 $13,701,000 $1,582,000 11.55