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FIRST SOUTHERN BANK

Columbia, MS

Latest Health Report

Latest Update: March 31, 2021

Assets
$240,720,000
Deposits
$215,922,000
Loans
$133,380,000
Loan Loss Provision
$0
Profit
$689,000
Capital
$23,784,000
Reserves
$1,704,000
Past Due 90 Days
$0
Nonaccrual
$119,000
Other Real Estate Owned
$6,000
Capital Plus Reserves
$25,488,000
Total Troubled Assets
$125,000
Troubled Asset Ratio
0.49

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $225,021,000 $199,937,000 $142,738,000 $2,626,000 $25,213,000 $7,000 0.03
2019 $195,772,000 $172,579,000 $136,937,000 $2,369,000 $23,988,000 $216,000 0.90
2018 $190,441,000 $168,855,000 $137,114,000 $2,150,000 $22,913,000 $404,000 1.76
2016 $190,210,000 $170,112,000 $125,694,000 $1,719,000 $20,958,000 $921,000 4.39
2015 $188,779,000 $168,725,000 $123,340,000 $1,563,000 $20,325,000 $2,382,000 11.72