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FIRST NATIONAL BANK OF CENTRAL TEXAS

Waco, TX

Latest Health Report

Latest Update: Sept. 30, 2021

Assets
$1,236,177,000
Deposits
$1,109,911,000
Loans
$837,989,000
Loan Loss Provision
$ 605,000
Profit
$16,996,000
Capital
$101,740,000
Reserves
$9,755,000
Past Due 90 Days
$ 178,000
Nonaccrual
$77,000
Other Real Estate Owned
$5,504,000
Capital Plus Reserves
$ 111,495,000
Total Troubled Assets
$ 5,759,000
Troubled Asset Ratio
5.17

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $1,115,852,000 $998,578,000 $808,028,000 $19,577,000 $ 104,783,000 $ 5,281,000 5.04
2019 $878,267,000 $776,545,000 $740,080,000 $10,926,000 $ 92,862,000 $ 9,255,000 9.97
2018 $851,880,000 $755,259,000 $716,423,000 $18,523,000 $ 90,334,000 $ 364,000 0.40
2016 $761,692,000 $679,484,000 $638,403,000 $15,001,000 $ 77,506,000 $ 2,675,000 3.45
2015 $779,671,000 $699,343,000 $563,277,000 $13,931,000 $ 73,401,000 $ 1,453,000 1.98