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FIRST NATIONAL BANK OF CENTRAL TEXAS

Waco, TX

Latest Health Report

Latest Update: March 31, 2021

Assets
$1,160,732,000
Deposits
$1,043,465,000
Loans
$789,106,000
Loan Loss Provision
$90,000
Profit
$6,674,000
Capital
$99,799,000
Reserves
$9,229,000
Past Due 90 Days
$0
Nonaccrual
$4,396,000
Other Real Estate Owned
$0
Capital Plus Reserves
$109,028,000
Total Troubled Assets
$4,396,000
Troubled Asset Ratio
4.03

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $1,115,852,000 $998,578,000 $808,028,000 $19,577,000 $104,783,000 $5,281,000 5.04
2019 $878,267,000 $776,545,000 $740,080,000 $10,926,000 $92,862,000 $9,255,000 9.97
2018 $851,880,000 $755,259,000 $716,423,000 $18,523,000 $90,334,000 $364,000 0.40
2016 $761,692,000 $679,484,000 $638,403,000 $15,001,000 $77,506,000 $2,675,000 3.45
2015 $779,671,000 $699,343,000 $563,277,000 $13,931,000 $73,401,000 $1,453,000 1.98