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THE CITIZENS BANK OF GEORGIA

Cumming, GA

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$410,948,000
Deposits
$368,775,000
Loans
$230,909,000
Loan Loss Provision
$500,000
Profit
$5,148,000
Capital
$39,340,000
Reserves
$3,394,000
Past Due 90 Days
$0
Nonaccrual
$0
Other Real Estate Owned
$282,000
Capital Plus Reserves
$42,734,000
Total Troubled Assets
$282,000
Troubled Asset Ratio
0.66

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $410,948,000 $368,775,000 $230,909,000 $5,148,000 $42,734,000 $282,000 0.66
2019 $324,675,000 $288,286,000 $210,839,000 $4,455,000 $38,452,000 $282,000 0.73
2018 $303,881,000 $271,400,000 $197,690,000 $4,161,000 $35,252,000 $584,000 1.66
2016 $290,378,000 $263,232,000 $177,292,000 $2,776,000 $29,633,000 $282,000 0.95
2015 $262,747,000 $236,082,000 $162,045,000 $2,272,000 $26,712,000 $447,000 1.67