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BANK OF THE JAMES

Lynchburg, VA

Latest Health Report

Latest Update: June 30, 2022

Assets
$949,408,000
Deposits
$877,610,000
Loans
$611,781,000
Loan Loss Provision
$ -600,000
Profit
$4,230,000
Capital
$83,119,000
Reserves
$6,616,000
Past Due 90 Days
$ 0
Nonaccrual
$855,000
Other Real Estate Owned
$761,000
Capital Plus Reserves
$ 89,735,000
Total Troubled Assets
$ 1,616,000
Troubled Asset Ratio
1.80

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $977,506,000 $890,223,000 $578,096,000 $8,199,000 $ 85,803,000 $ 1,715,000 2.00
2020 $851,823,000 $769,697,000 $609,035,000 $5,429,000 $ 77,845,000 $ 3,169,000 4.07
2019 $725,686,000 $650,009,000 $577,495,000 $6,010,000 $ 71,090,000 $ 3,640,000 5.12
2018 $675,259,000 $612,802,000 $531,686,000 $5,713,000 $ 66,633,000 $ 4,788,000 7.19
2016 $574,459,000 $523,783,000 $468,186,000 $3,471,000 $ 56,365,000 $ 4,315,000 7.66