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BANK OF THE JAMES

Lynchburg, VA

Latest Health Report

Latest Update: March 31, 2021

Assets
$886,683,000
Deposits
$805,279,000
Loans
$610,635,000
Loan Loss Provision
$0
Profit
$1,948,000
Capital
$72,638,000
Reserves
$7,106,000
Past Due 90 Days
$0
Nonaccrual
$1,962,000
Other Real Estate Owned
$761,000
Capital Plus Reserves
$79,744,000
Total Troubled Assets
$2,723,000
Troubled Asset Ratio
3.41

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $851,823,000 $769,697,000 $609,035,000 $5,429,000 $77,845,000 $3,169,000 4.07
2019 $725,686,000 $650,009,000 $577,495,000 $6,010,000 $71,090,000 $3,640,000 5.12
2018 $675,259,000 $612,802,000 $531,686,000 $5,713,000 $66,633,000 $4,788,000 7.19
2016 $574,459,000 $523,783,000 $468,186,000 $3,471,000 $56,365,000 $4,315,000 7.66
2015 $527,465,000 $478,914,000 $432,409,000 $4,232,000 $52,461,000 $5,457,000 10.40