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BANK OF THE JAMES

Lynchburg, VA

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$851,823,000
Deposits
$769,697,000
Loans
$609,035,000
Loan Loss Provision
$2,548,000
Profit
$5,429,000
Capital
$70,688,000
Reserves
$7,157,000
Past Due 90 Days
$0
Nonaccrual
$2,064,000
Other Real Estate Owned
$1,105,000
Capital Plus Reserves
$77,845,000
Total Troubled Assets
$3,169,000
Troubled Asset Ratio
4.07

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $851,823,000 $769,697,000 $609,035,000 $5,429,000 $77,845,000 $3,169,000 4.07
2019 $725,686,000 $650,009,000 $577,495,000 $6,010,000 $71,090,000 $3,640,000 5.12
2018 $675,259,000 $612,802,000 $531,686,000 $5,713,000 $66,633,000 $4,788,000 7.19
2016 $574,459,000 $523,783,000 $468,186,000 $3,471,000 $56,365,000 $4,315,000 7.66
2015 $527,465,000 $478,914,000 $432,409,000 $4,232,000 $52,461,000 $5,457,000 10.40