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PHENIX-GIRARD BANK

Phenix City, AL

Latest Health Report

Latest Update: June 30, 2020

Assets
$220,095,000
Deposits
$177,777,000
Loans
$72,158,000
Loan Loss Provision
$80,000
Profit
$1,978,000
Capital
$32,475,000
Reserves
$1,017,000
Past Due 90 Days
$13,000
Nonaccrual
$197,000
Other Real Estate Owned
$1,986,000
Capital Plus Reserves
$33,492,000
Total Troubled Assets
$2,196,000
Troubled Asset Ratio
6.56

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 $196,386,000 $159,762,000 $70,505,000 $2,556,000 $32,082,000 $2,176,000 6.78
2018 $184,522,000 $147,961,000 $73,442,000 $1,898,000 $30,457,000 $2,707,000 8.89