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COMMUNITY SPIRIT BANK

Red Bay, AL

Latest Health Report

Latest Update: June 30, 2020

Assets
$162,005,000
Deposits
$139,603,000
Loans
$111,199,000
Loan Loss Provision
$132,000
Profit
$847,000
Capital
$16,429,000
Reserves
$1,216,000
Past Due 90 Days
$0
Nonaccrual
$72,000
Other Real Estate Owned
$646,000
Capital Plus Reserves
$17,645,000
Total Troubled Assets
$718,000
Troubled Asset Ratio
4.07

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 $152,607,000 $131,660,000 $102,222,000 $873,000 $17,028,000 $734,000 4.31
2018 $148,325,000 $127,462,000 $97,529,000 $1,164,000 $17,032,000 $1,063,000 6.24