Banktracker

See All Banks

COMMUNITY SPIRIT BANK

Red Bay, AL

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$167,400,000
Deposits
$145,559,000
Loans
$110,206,000
Loan Loss Provision
$214,000
Profit
$1,837,000
Capital
$16,627,000
Reserves
$1,289,000
Past Due 90 Days
$0
Nonaccrual
$94,000
Other Real Estate Owned
$604,000
Capital Plus Reserves
$17,916,000
Total Troubled Assets
$698,000
Troubled Asset Ratio
3.90

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $167,400,000 $145,559,000 $110,206,000 $1,837,000 $17,916,000 $698,000 3.90
2019 $152,607,000 $131,660,000 $102,222,000 $873,000 $17,028,000 $734,000 4.31
2018 $148,325,000 $127,462,000 $97,529,000 $1,164,000 $17,032,000 $1,063,000 6.24