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COMMUNITY SPIRIT BANK

Red Bay, AL

Latest Health Report

Latest Update: June 30, 2022

Assets
$185,581,000
Deposits
$169,583,000
Loans
$106,694,000
Loan Loss Provision
$ 30,000
Profit
$826,000
Capital
$17,871,000
Reserves
$1,417,000
Past Due 90 Days
$ 0
Nonaccrual
$8,000
Other Real Estate Owned
$0
Capital Plus Reserves
$ 19,288,000
Total Troubled Assets
$ 8,000
Troubled Asset Ratio
0.04

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $181,978,000 $161,191,000 $107,313,000 $2,197,000 $ 18,951,000 $ 508,000 2.68
2020 $167,400,000 $145,559,000 $110,206,000 $1,837,000 $ 17,916,000 $ 698,000 3.90
2019 $152,607,000 $131,660,000 $102,222,000 $873,000 $ 17,028,000 $ 734,000 4.31
2018 $148,325,000 $127,462,000 $97,529,000 $1,164,000 $ 17,032,000 $ 1,063,000 6.24