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COMMUNITY SPIRIT BANK
Red Bay, AL
Latest Health Report
Latest Update: Sept. 30, 2020
- Assets
- $159,030,000
- Deposits
- $136,296,000
- Loans
- $114,298,000
- Loan Loss Provision
- $174,000
- Profit
- $1,296,000
- Capital
- $16,467,000
- Reserves
- $1,265,000
- Past Due 90 Days
- $0
- Nonaccrual
- $55,000
- Other Real Estate Owned
- $625,000
- Capital Plus Reserves
- $17,732,000
- Total Troubled Assets
- $680,000
- Troubled Asset Ratio
- 3.83
Past reports
| Year | Assets | Deposits | Loans | Profit | Capital + Reserves | Total Troubled Assets | Troubled Asset Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | $152,607,000 | $131,660,000 | $102,222,000 | $873,000 | $17,028,000 | $734,000 | 4.31 |
| 2018 | $148,325,000 | $127,462,000 | $97,529,000 | $1,164,000 | $17,032,000 | $1,063,000 | 6.24 |