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COMMUNITY SPIRIT BANK
Red Bay, AL
Latest Health Report
Latest Update: Dec. 31, 2020
- Assets
- $167,400,000
- Deposits
- $145,559,000
- Loans
- $110,206,000
- Loan Loss Provision
- $214,000
- Profit
- $1,837,000
- Capital
- $16,627,000
- Reserves
- $1,289,000
- Past Due 90 Days
- $0
- Nonaccrual
- $94,000
- Other Real Estate Owned
- $604,000
- Capital Plus Reserves
- $17,916,000
- Total Troubled Assets
- $698,000
- Troubled Asset Ratio
- 3.90
Past reports
| Year | Assets | Deposits | Loans | Profit | Capital + Reserves | Total Troubled Assets | Troubled Asset Ratio |
|---|---|---|---|---|---|---|---|
| 2020 | $167,400,000 | $145,559,000 | $110,206,000 | $1,837,000 | $17,916,000 | $698,000 | 3.90 |
| 2019 | $152,607,000 | $131,660,000 | $102,222,000 | $873,000 | $17,028,000 | $734,000 | 4.31 |
| 2018 | $148,325,000 | $127,462,000 | $97,529,000 | $1,164,000 | $17,032,000 | $1,063,000 | 6.24 |