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COMMUNITY SPIRIT BANK

Red Bay, AL

Latest Health Report

Latest Update: Sept. 30, 2020

Assets
$159,030,000
Deposits
$136,296,000
Loans
$114,298,000
Loan Loss Provision
$174,000
Profit
$1,296,000
Capital
$16,467,000
Reserves
$1,265,000
Past Due 90 Days
$0
Nonaccrual
$55,000
Other Real Estate Owned
$625,000
Capital Plus Reserves
$17,732,000
Total Troubled Assets
$680,000
Troubled Asset Ratio
3.83

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 $152,607,000 $131,660,000 $102,222,000 $873,000 $17,028,000 $734,000 4.31
2018 $148,325,000 $127,462,000 $97,529,000 $1,164,000 $17,032,000 $1,063,000 6.24