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Community Spirit Bank

Red Bay, AL

Latest Health Report

Latest Update: March 31, 2020

Assets
$152,037,000
Deposits
$129,924,000
Loans
$104,092,000
Loan Loss Provision
$56,000
Profit
$406,000
Capital
$16,152,000
Reserves
$1,146,000
Past Due 90 Days
$0
Nonaccrual
$36,000
Other Real Estate Owned
$667,000
Capital Plus Reserves
$17,298,000
Total Troubled Assets
$703,000
Troubled Asset Ratio
4.06

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 136,796,569 124,595,010 109,073,710 1,336,826 14,577,917 684,735 4.70
2018 148,325,000 127,462,000 97,529,000 1,164,000 17,032,000 1,063,000 6.24
2016 142,080,000 124,557,000 92,742,000 1,065,000 15,938,000 1,081,000 6.78
2015 113,442,681 103,686,101 90,445,920 284,321 11,260,956 272,820 2.42
2014 145,034,000 125,865,000 90,773,000 226,000 14,874,000 2,455,000 16.51