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FIRST CHOICE BANK

Pontotoc, MS

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$364,006,000
Deposits
$317,610,000
Loans
$200,769,000
Loan Loss Provision
$507,000
Profit
$3,707,000
Capital
$42,065,000
Reserves
$2,440,000
Past Due 90 Days
$10,000
Nonaccrual
$561,000
Other Real Estate Owned
$0
Capital Plus Reserves
$44,505,000
Total Troubled Assets
$571,000
Troubled Asset Ratio
1.28

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $364,006,000 $317,610,000 $200,769,000 $3,707,000 $44,505,000 $571,000 1.28
2019 $309,001,000 $266,188,000 $195,599,000 $3,560,000 $41,625,000 $728,000 1.75
2018 $296,121,000 $256,498,000 $186,520,000 $3,465,000 $39,356,000 $1,424,000 3.62
2016 $269,171,000 $231,106,000 $151,552,000 $2,439,000 $37,776,000 $1,644,000 4.35
2015 $264,057,000 $225,628,000 $124,355,000 $1,800,000 $36,896,000 $1,618,000 4.39