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CITIZENS NATIONAL BANK OF CHEBOYGAN

Cheboygan, MI

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$398,840,000
Deposits
$363,967,000
Loans
$172,797,000
Loan Loss Provision
$1,224,000
Profit
$2,825,000
Capital
$27,763,000
Reserves
$3,004,000
Past Due 90 Days
$244,000
Nonaccrual
$282,000
Other Real Estate Owned
$0
Capital Plus Reserves
$30,767,000
Total Troubled Assets
$526,000
Troubled Asset Ratio
1.71

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $398,840,000 $363,967,000 $172,797,000 $2,825,000 $30,767,000 $526,000 1.71
2019 $311,232,000 $279,593,000 $160,753,000 $1,928,000 $28,060,000 $756,000 2.69
2018 $291,515,000 $263,157,000 $151,062,000 $-763,000 $27,026,000 $410,000 1.52
2016 $278,628,000 $250,298,000 $137,614,000 $1,702,000 $26,709,000 $1,114,000 4.17
2015 $271,413,000 $243,292,000 $123,305,000 $1,733,000 $25,964,000 $1,404,000 5.41