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GRANITE COMMUNITY BANK

Cold Spring, MN

Latest Health Report

Latest Update: March 31, 2021

Assets
$145,528,000
Deposits
$124,706,000
Loans
$117,013,000
Loan Loss Provision
$30,000
Profit
$516,000
Capital
$11,845,000
Reserves
$1,378,000
Past Due 90 Days
$0
Nonaccrual
$284,000
Other Real Estate Owned
$242,000
Capital Plus Reserves
$13,223,000
Total Troubled Assets
$526,000
Troubled Asset Ratio
3.98

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $147,458,000 $127,448,000 $120,765,000 $1,630,000 $12,748,000 $738,000 5.79
2019 $116,972,000 $102,555,000 $97,804,000 $1,305,000 $11,322,000 $492,000 4.35
2018 $112,986,000 $99,797,000 $90,762,000 $1,301,000 $10,537,000 $552,000 5.24
2016 $109,446,000 $100,086,000 $87,698,000 $1,255,000 $9,987,000 $2,220,000 22.23
2015 $99,595,000 $89,836,000 $79,771,000 $675,000 $9,444,000 $3,996,000 42.31