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OXFORD UNIVERSITY BANK

Oxford, MS

Latest Health Report

Latest Update: March 31, 2021

Assets
$197,645,000
Deposits
$175,056,000
Loans
$139,137,000
Loan Loss Provision
$30,000
Profit
$525,000
Capital
$19,076,000
Reserves
$1,718,000
Past Due 90 Days
$613,000
Nonaccrual
$347,000
Other Real Estate Owned
$200,000
Capital Plus Reserves
$20,794,000
Total Troubled Assets
$1,160,000
Troubled Asset Ratio
5.58

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $188,210,000 $167,428,000 $136,218,000 $1,610,000 $20,628,000 $588,000 2.85
2019 $168,631,000 $150,243,000 $125,825,000 $1,477,000 $18,528,000 $1,554,000 8.39
2018 $155,551,000 $133,338,000 $123,401,000 $1,282,000 $17,284,000 $899,000 5.20
2016 $127,295,000 $111,049,000 $98,324,000 $954,000 $13,550,000 $79,000 0.58
2015 $122,628,000 $108,483,000 $89,670,000 $840,000 $12,473,000 $860,000 6.89