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FNB BANK, INC.

Romney, WV

Latest Health Report

Latest Update: March 31, 2021

Assets
$244,894,000
Deposits
$194,744,000
Loans
$162,466,000
Loan Loss Provision
$135,000
Profit
$557,000
Capital
$22,175,000
Reserves
$2,125,000
Past Due 90 Days
$0
Nonaccrual
$131,000
Other Real Estate Owned
$245,000
Capital Plus Reserves
$24,300,000
Total Troubled Assets
$376,000
Troubled Asset Ratio
1.55

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $238,348,000 $186,838,000 $160,517,000 $951,000 $23,599,000 $457,000 1.94
2019 $203,841,000 $159,622,000 $149,237,000 $2,186,000 $22,799,000 $1,089,000 4.78
2018 $194,072,000 $154,370,000 $134,880,000 $1,672,000 $21,249,000 $1,859,000 8.75
2016 $178,140,000 $142,899,000 $120,289,000 $1,885,000 $17,983,000 $2,435,000 13.54
2015 $176,085,000 $140,372,000 $108,738,000 $1,225,000 $16,968,000 $1,632,000 9.62