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FIRST NEIGHBORHOOD BANK

Spencer, WV

Latest Health Report

Latest Update: June 30, 2022

Assets
$158,623,000
Deposits
$145,228,000
Loans
$83,013,000
Loan Loss Provision
$ 0
Profit
$199,000
Capital
$16,684,000
Reserves
$1,015,000
Past Due 90 Days
$ 0
Nonaccrual
$0
Other Real Estate Owned
$725,000
Capital Plus Reserves
$ 17,699,000
Total Troubled Assets
$ 725,000
Troubled Asset Ratio
4.10

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $160,690,000 $142,910,000 $81,059,000 $722,000 $ 17,581,000 $ 725,000 4.12
2020 $158,590,000 $140,633,000 $80,826,000 $755,000 $ 17,068,000 $ 1,179,000 6.91
2019 $143,389,000 $126,558,000 $89,279,000 $489,000 $ 16,368,000 $ 36,000 0.22
2018 $134,513,000 $118,041,000 $98,598,000 $833,000 $ 16,227,000 $ 479,000 2.95
2016 $147,910,000 $131,095,000 $98,829,000 $762,000 $ 16,799,000 $ 214,000 1.27