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FIRST NEIGHBORHOOD BANK

Spencer, WV

Latest Health Report

Latest Update: Sept. 30, 2021

Assets
$153,754,000
Deposits
$135,616,000
Loans
$88,237,000
Loan Loss Provision
$ 0
Profit
$620,000
Capital
$16,568,000
Reserves
$996,000
Past Due 90 Days
$ 47,000
Nonaccrual
$0
Other Real Estate Owned
$725,000
Capital Plus Reserves
$ 17,564,000
Total Troubled Assets
$ 772,000
Troubled Asset Ratio
4.40

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $158,590,000 $140,633,000 $80,826,000 $755,000 $ 17,068,000 $ 1,179,000 6.91
2019 $143,389,000 $126,558,000 $89,279,000 $489,000 $ 16,368,000 $ 36,000 0.22
2018 $134,513,000 $118,041,000 $98,598,000 $833,000 $ 16,227,000 $ 479,000 2.95
2016 $147,910,000 $131,095,000 $98,829,000 $762,000 $ 16,799,000 $ 214,000 1.27
2015 $144,002,000 $127,422,000 $99,531,000 $1,041,000 $ 16,350,000 $ 214,000 1.31