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BALLSTON SPA NATIONAL BANK

Ballston Spa, NY

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$687,274,000
Deposits
$605,848,000
Loans
$502,874,000
Loan Loss Provision
$1,167,000
Profit
$4,982,000
Capital
$57,562,000
Reserves
$7,374,000
Past Due 90 Days
$331,000
Nonaccrual
$1,665,000
Other Real Estate Owned
$0
Capital Plus Reserves
$64,936,000
Total Troubled Assets
$1,996,000
Troubled Asset Ratio
3.07

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $687,274,000 $605,848,000 $502,874,000 $4,982,000 $64,936,000 $1,996,000 3.07
2019 $584,882,000 $446,279,000 $471,629,000 $3,931,000 $59,759,000 $1,903,000 3.18
2018 $531,968,000 $419,911,000 $424,962,000 $4,554,000 $56,010,000 $2,872,000 5.13
2016 $442,206,000 $401,350,000 $326,133,000 $2,542,000 $41,530,000 $3,370,000 8.11
2015 $442,246,000 $392,044,000 $288,849,000 $2,272,000 $40,592,000 $6,491,000 15.99