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BALLSTON SPA NATIONAL BANK
Ballston Spa, NY
Latest Health Report
Latest Update: June 30, 2022
- Assets
- $734,047,000
- Deposits
- $653,128,000
- Loans
- $572,382,000
- Loan Loss Provision
- $ 240,000
- Profit
- $2,986,000
- Capital
- $63,826,000
- Reserves
- $8,285,000
- Past Due 90 Days
- $ 441,000
- Nonaccrual
- $941,000
- Other Real Estate Owned
- $0
- Capital Plus Reserves
- $ 72,111,000
- Total Troubled Assets
- $ 1,382,000
- Troubled Asset Ratio
- 1.92
Past reports
| Year | Assets | Deposits | Loans | Profit | Capital + Reserves | Total Troubled Assets | Troubled Asset Ratio |
|---|---|---|---|---|---|---|---|
| 2021 | $765,893,000 | $684,827,000 | $524,940,000 | $5,074,000 | $ 69,318,000 | $ 1,966,000 | 2.84 |
| 2020 | $687,274,000 | $605,848,000 | $502,874,000 | $4,982,000 | $ 64,936,000 | $ 1,996,000 | 3.07 |
| 2019 | $584,882,000 | $446,279,000 | $471,629,000 | $3,931,000 | $ 59,759,000 | $ 1,903,000 | 3.18 |
| 2018 | $531,968,000 | $419,911,000 | $424,962,000 | $4,554,000 | $ 56,010,000 | $ 2,872,000 | 5.13 |
| 2016 | $442,206,000 | $401,350,000 | $326,133,000 | $2,542,000 | $ 41,530,000 | $ 3,370,000 | 8.11 |