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CITIZENS & NORTHERN BANK

Wellsboro, PA

Latest Health Report

Latest Update: March 31, 2021

Assets
$2,317,053,000
Deposits
$1,931,354,000
Loans
$1,606,491,000
Loan Loss Provision
$259,000
Profit
$9,011,000
Capital
$230,286,000
Reserves
$11,661,000
Past Due 90 Days
$1,285,000
Nonaccrual
$20,461,000
Other Real Estate Owned
$1,472,000
Capital Plus Reserves
$241,947,000
Total Troubled Assets
$23,218,000
Troubled Asset Ratio
9.60

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $2,222,478,000 $1,827,881,000 $1,633,766,000 $20,406,000 $236,443,000 $23,034,000 9.74
2019 $1,638,285,000 $1,259,440,000 $1,173,153,000 $20,289,000 $205,530,000 $12,143,000 5.91
2018 $1,276,156,000 $1,041,526,000 $818,467,000 $22,493,000 $176,171,000 $16,414,000 9.32
2016 $1,228,026,000 $990,241,000 $743,504,000 $15,120,000 $162,509,000 $16,973,000 10.44
2015 $1,209,389,000 $942,331,000 $697,271,000 $15,018,000 $161,187,000 $15,096,000 9.37