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LAKE-OSCEOLA STATE BANK

Baldwin, MI

Latest Health Report

Latest Update: June 30, 2020

Assets
$334,049,000
Deposits
$277,219,000
Loans
$233,130,000
Loan Loss Provision
$246,000
Profit
$1,409,000
Capital
$26,946,000
Reserves
$2,548,000
Past Due 90 Days
$29,000
Nonaccrual
$1,558,000
Other Real Estate Owned
$758,000
Capital Plus Reserves
$29,494,000
Total Troubled Assets
$2,345,000
Troubled Asset Ratio
7.95

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 $287,483,000 $230,516,000 $215,579,000 $3,070,000 $28,306,000 $2,775,000 9.80
2018 $265,318,000 $215,379,000 $209,669,000 $2,883,000 $26,126,000 $3,083,000 11.80
2016 $235,532,000 $196,052,000 $186,937,000 $2,006,000 $22,232,000 $1,642,000 7.39
2015 $208,520,000 $174,462,000 $166,224,000 $1,515,000 $20,873,000 $1,898,000 9.09
2014 $188,953,000 $153,215,000 $150,517,000 $1,376,000 $20,101,000 $3,672,000 18.27