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FARMERS STATE BANK

Lincolnton, GA

Latest Health Report

Latest Update: June 30, 2022

Assets
$175,553,000
Deposits
$157,123,000
Loans
$76,494,000
Loan Loss Provision
$ 30,000
Profit
$1,074,000
Capital
$22,884,000
Reserves
$1,464,000
Past Due 90 Days
$ 10,000
Nonaccrual
$245,000
Other Real Estate Owned
$0
Capital Plus Reserves
$ 24,348,000
Total Troubled Assets
$ 255,000
Troubled Asset Ratio
1.05

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $174,036,000 $151,041,000 $78,648,000 $2,271,000 $ 23,661,000 $ 218,000 0.92
2020 $158,569,000 $135,903,000 $80,420,000 $2,122,000 $ 22,772,000 $ 333,000 1.46
2019 $131,055,000 $109,735,000 $76,693,000 $2,270,000 $ 21,834,000 $ 1,434,000 6.57
2018 $118,097,000 $98,137,000 $71,872,000 $1,837,000 $ 20,771,000 $ 1,775,000 8.55
2016 $126,226,000 $107,767,000 $67,544,000 $1,682,000 $ 18,819,000 $ 2,520,000 13.39