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TIOGA STATE BANK

Spencer, NY

Latest Health Report

Latest Update: Dec. 31, 2020

Assets
$520,268,000
Deposits
$445,913,000
Loans
$350,072,000
Loan Loss Provision
$1,201,000
Profit
$5,909,000
Capital
$65,560,000
Reserves
$6,064,000
Past Due 90 Days
$503,000
Nonaccrual
$1,653,000
Other Real Estate Owned
$0
Capital Plus Reserves
$71,624,000
Total Troubled Assets
$2,156,000
Troubled Asset Ratio
3.01

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $520,268,000 $445,913,000 $350,072,000 $5,909,000 $71,624,000 $2,156,000 3.01
2019 $487,977,000 $389,158,000 $331,315,000 $6,233,000 $64,581,000 $1,323,000 2.05
2018 $483,741,000 $385,351,000 $316,487,000 $5,536,000 $58,561,000 $1,311,000 2.24
2016 $461,536,000 $367,278,000 $282,566,000 $4,524,000 $57,376,000 $1,683,000 2.93
2015 $430,980,000 $336,918,000 $275,647,000 $4,450,000 $56,153,000 $1,282,000 2.28