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FIRST CHOICE FINANCIAL

Gloversville, NY

Latest Health Report

Latest Update: March 31, 2021

Assets
$146,974,724
Deposits
$131,335,962
Loans
$71,171,360
Loan Loss Provision
$75,064
Profit
$190,376
Capital
$15,074,630
Reserves
$782,827
Past Due 90 Days
$670,153
Other Real Estate Owned
$0
Capital Plus Reserves
$15,857,457
Total Troubled Assets
$670,153
Troubled Asset Ratio
4.23

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2020 $136,309,569 $120,407,861 $70,899,309 $723,710 $15,599,936 $854,084 5.47
2019 $114,005,572 $99,406,758 $62,105,487 $911,071 $14,709,767 $1,016,797 6.91
2018 $29,727,000 $25,754,000 $13,801,000 $161,000 $3,705,000 $3,000 0.08
2017 $100,699,437 $88,129,539 $50,800,898 $787,241 $12,882,485 $1,072,912 8.33
2016 $27,102,000 $23,223,000 $11,356,000 $89,000 $3,609,000 $45,000 1.25