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UNITED BAY COMMUNITY

Bay City, MI

Latest Health Report

Latest Update: March 31, 2023

Assets
$279,367,728
Deposits
$257,329,274
Loans
$231,528,404
Loan Loss Provision
$ 92,404
Profit
$-60,912
Capital
$20,678,104
Reserves
$381,445
Past Due 90 Days
$ 553,971
Other Real Estate Owned
$0
Capital Plus Reserves
$ 21,059,549
Total Troubled Assets
$ 553,971
Troubled Asset Ratio
2.63

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2022 $282,562,281 $244,791,611 $234,906,870 $58,235 $ 21,151,761 $ 821,946 3.89
2021 $253,810,190 $230,203,389 $187,076,298 $1,348,498 $ 21,077,422 $ 831,708 3.95
2020 $222,766,975 $201,938,443 $165,925,471 $1,520,083 $ 20,198,756 $ 1,322,875 6.55
2019 $194,477,353 $175,363,820 $130,110,490 $1,416,420 $ 18,894,881 $ 1,851,830 9.80
2018 $189,672,156 $172,819,776 $126,612,239 $1,500,041 $ 17,576,418 $ 2,800,784 15.93