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WESTERN DIVISION

WILLIAMSVILLE, NY

Latest Health Report

Latest Update: March 31, 2023

Assets
$181,530,274
Deposits
$154,421,983
Loans
$105,099,265
Loan Loss Provision
$ 96,535
Profit
$471,409
Capital
$26,762,568
Reserves
$189,844
Past Due 90 Days
$ 81,322
Other Real Estate Owned
$14,450
Capital Plus Reserves
$ 26,952,412
Total Troubled Assets
$ 95,772
Troubled Asset Ratio
0.36

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2022 $180,774,176 $154,095,931 $94,960,828 $1,416,945 $ 26,422,970 $ 90,136 0.34
2021 $177,546,787 $152,345,661 $76,052,547 $1,503,734 $ 24,977,850 $ 17,827 0.07
2020 $162,580,668 $138,975,564 $68,941,218 $523,296 $ 23,500,862 $ 73,436 0.31
2019 $141,254,192 $118,161,731 $61,205,908 $867,106 $ 22,933,893 $ 177,993 0.78
2018 $139,187,735 $116,900,611 $57,254,494 $823,708 $ 22,070,390 $ 259,951 1.18