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SPERO FINANCIAL

GREENVILLE, SC

Latest Health Report

Latest Update: June 30, 2022

Assets
$594,798,657
Deposits
$502,937,630
Loans
$492,330,704
Loan Loss Provision
$ 106,298
Profit
$3,079,610
Capital
$61,362,130
Reserves
$2,150,606
Past Due 90 Days
$ 2,104,146
Other Real Estate Owned
$192,340
Capital Plus Reserves
$ 63,512,736
Total Troubled Assets
$ 2,296,486
Troubled Asset Ratio
3.62

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $551,134,078 $488,984,364 $427,496,044 $4,610,963 $ 60,991,866 $ 2,061,614 3.38
2020 $422,127,854 $368,525,730 $327,704,862 $-3,862,404 $ 52,003,857 $ 3,049,867 5.86
2019 $388,394,770 $315,539,339 $299,683,267 $1,550,623 $ 56,690,244 $ 4,231,323 7.46
2018 $590,842,000 $534,712,000 $354,359,000 $13,803,000 $ 53,228,000 $ 12,835,000 24.11
2017 $367,484,900 $317,712,122 $290,216,433 $1,628,485 $ 47,651,954 $ 4,456,368 9.35