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SPERO FINANCIAL

GREENVILLE, SC

Latest Health Report

Latest Update: March 31, 2023

Assets
$710,478,182
Deposits
$635,959,656
Loans
$542,449,053
Loan Loss Provision
$ 0
Profit
$-327,294
Capital
$62,307,506
Reserves
$0
Past Due 90 Days
$ 3,746,511
Other Real Estate Owned
$183,175
Capital Plus Reserves
$ 62,307,506
Total Troubled Assets
$ 3,929,686
Troubled Asset Ratio
6.31

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2022 $685,097,432 $587,543,891 $510,532,193 $4,352,277 $ 65,249,802 $ 4,599,643 7.05
2021 $551,134,078 $488,984,364 $427,496,044 $4,610,963 $ 60,991,866 $ 2,061,614 3.38
2020 $422,127,854 $368,525,730 $327,704,862 $-3,862,404 $ 52,003,857 $ 3,049,867 5.86
2019 $388,394,770 $315,539,339 $299,683,267 $1,550,623 $ 56,690,244 $ 4,231,323 7.46
2018 $590,842,000 $534,712,000 $354,359,000 $13,803,000 $ 53,228,000 $ 12,835,000 24.11