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SPERO FINANCIAL
GREENVILLE, SC
Latest Health Report
Latest Update: Dec. 31, 2022
- Assets
- $685,097,432
- Deposits
- $587,543,891
- Loans
- $510,532,193
- Loan Loss Provision
- $ 1,856,531
- Profit
- $4,352,277
- Capital
- $62,634,798
- Reserves
- $2,615,004
- Past Due 90 Days
- $ 4,423,547
- Other Real Estate Owned
- $176,096
- Capital Plus Reserves
- $ 65,249,802
- Total Troubled Assets
- $ 4,599,643
- Troubled Asset Ratio
- 7.05
Past reports
| Year | Assets | Deposits | Loans | Profit | Capital + Reserves | Total Troubled Assets | Troubled Asset Ratio |
|---|---|---|---|---|---|---|---|
| 2022 | $685,097,432 | $587,543,891 | $510,532,193 | $4,352,277 | $ 65,249,802 | $ 4,599,643 | 7.05 |
| 2021 | $551,134,078 | $488,984,364 | $427,496,044 | $4,610,963 | $ 60,991,866 | $ 2,061,614 | 3.38 |
| 2020 | $422,127,854 | $368,525,730 | $327,704,862 | $-3,862,404 | $ 52,003,857 | $ 3,049,867 | 5.86 |
| 2019 | $388,394,770 | $315,539,339 | $299,683,267 | $1,550,623 | $ 56,690,244 | $ 4,231,323 | 7.46 |
| 2018 | $590,842,000 | $534,712,000 | $354,359,000 | $13,803,000 | $ 53,228,000 | $ 12,835,000 | 24.11 |