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SPERO FINANCIAL

GREENVILLE, SC

Latest Health Report

Latest Update: Dec. 31, 2022

Assets
$685,097,432
Deposits
$587,543,891
Loans
$510,532,193
Loan Loss Provision
$ 1,856,531
Profit
$4,352,277
Capital
$62,634,798
Reserves
$2,615,004
Past Due 90 Days
$ 4,423,547
Other Real Estate Owned
$176,096
Capital Plus Reserves
$ 65,249,802
Total Troubled Assets
$ 4,599,643
Troubled Asset Ratio
7.05

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2022 $685,097,432 $587,543,891 $510,532,193 $4,352,277 $ 65,249,802 $ 4,599,643 7.05
2021 $551,134,078 $488,984,364 $427,496,044 $4,610,963 $ 60,991,866 $ 2,061,614 3.38
2020 $422,127,854 $368,525,730 $327,704,862 $-3,862,404 $ 52,003,857 $ 3,049,867 5.86
2019 $388,394,770 $315,539,339 $299,683,267 $1,550,623 $ 56,690,244 $ 4,231,323 7.46
2018 $590,842,000 $534,712,000 $354,359,000 $13,803,000 $ 53,228,000 $ 12,835,000 24.11