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SARATOGA'S COMMUNITY

Saratoga Spring, NY

Latest Health Report

Latest Update: June 30, 2022

Assets
$60,717,800
Deposits
$57,583,671
Loans
$44,662,342
Loan Loss Provision
$ 18,572
Profit
$35,785
Capital
$3,149,744
Reserves
$83,530
Past Due 90 Days
$ 79,455
Other Real Estate Owned
$36,704
Capital Plus Reserves
$ 3,233,274
Total Troubled Assets
$ 116,159
Troubled Asset Ratio
3.59

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2021 $58,081,541 $54,937,959 $39,257,978 $50,177 $ 3,179,937 $ 86,782 2.73
2020 $47,656,570 $44,558,743 $34,502,604 $118,298 $ 3,163,786 $ 51,295 1.62
2019 $38,914,270 $35,726,398 $34,848,470 $307,081 $ 3,200,599 $ 340,565 10.64
2018 $38,765,358 $36,116,850 $33,143,606 $109,808 $ 3,006,061 $ 685,986 22.82
2017 $41,215,681 $38,655,590 $30,172,502 $-104,325 $ 2,902,420 $ 417,075 14.37