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SARATOGA'S COMMUNITY

SARATOGA SPRING, NY

Latest Health Report

Latest Update: Sept. 30, 2020

Assets
$46,126,909
Deposits
$43,065,607
Loans
$34,434,671
Loan Loss Provision
$-18,756
Profit
$47,883
Capital
$2,993,367
Reserves
$116,301
Past Due 90 Days
$65,948
Other Real Estate Owned
$0
Capital Plus Reserves
$3,109,668
Total Troubled Assets
$65,948
Troubled Asset Ratio
2.12

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 $38,914,270 $35,726,398 $34,848,470 $307,081 $3,200,599 $340,565 10.64
2018 $38,765,358 $36,116,850 $33,143,606 $109,808 $3,006,061 $685,986 22.82
2017 $41,215,681 $38,655,590 $30,172,502 $-104,325 $2,902,420 $417,075 14.37
2016 $40,052,950 $37,392,069 $26,972,246 $84,813 $3,104,217 $711,405 22.92
2015 $38,226,182 $35,642,501 $30,052,580 $-237,386 $2,940,931 $391,156 13.30