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SOLUTIONS

ELMIRA, NY

Latest Health Report

Latest Update: Sept. 30, 2020

Assets
$30,831,005
Deposits
$27,630,812
Loans
$16,994,089
Loan Loss Provision
$61,200
Profit
$146,887
Capital
$2,993,922
Reserves
$103,013
Past Due 90 Days
$38,226
Other Real Estate Owned
$0
Capital Plus Reserves
$3,096,935
Total Troubled Assets
$38,226
Troubled Asset Ratio
1.23

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2019 $26,949,636 $24,063,880 $17,799,748 $89,697 $2,941,328 $85,485 2.91
2018 $26,638,038 $23,843,816 $16,964,809 $140,860 $2,813,501 $51,978 1.85
2017 $23,635,895 $20,988,336 $16,475,748 $157,453 $2,665,881 $31,952 1.20
2016 $23,003,202 $20,506,487 $15,676,753 $109,798 $2,524,665 $51,902 2.06
2015 $22,445,566 $20,058,067 $14,343,191 $68,141 $2,401,318 $67,431 2.81