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TCT

BALLSTON SPA, NY

Latest Health Report

Latest Update: Dec. 31, 2022

Assets
$295,787,658
Deposits
$248,397,906
Loans
$226,824,780
Loan Loss Provision
$ -514,880
Profit
$2,662,503
Capital
$25,246,650
Reserves
$547,330
Past Due 90 Days
$ 766,776
Other Real Estate Owned
$0
Capital Plus Reserves
$ 25,793,980
Total Troubled Assets
$ 766,776
Troubled Asset Ratio
2.97

Past reports

This table shows the year-end report on key metrics for each of the past five years.
Year Assets Deposits Loans Profit Capital + Reserves Total Troubled Assets Troubled Asset Ratio
2022 $295,787,658 $248,397,906 $226,824,780 $2,662,503 $ 25,793,980 $ 766,776 2.97
2021 $284,739,437 $255,489,011 $209,178,069 $2,551,287 $ 23,830,857 $ 412,294 1.73
2020 $268,037,865 $238,461,257 $191,111,750 $1,324,148 $ 21,260,408 $ 365,135 1.72
2019 $235,855,264 $203,485,388 $178,612,351 $1,147,804 $ 19,764,044 $ 714,708 3.62
2018 $212,758,287 $182,375,528 $166,925,357 $1,497,715 $ 18,401,716 $ 543,944 2.96